Even a short stay in the hospital can strain your finances. When your family needs it most, you'll appreciate the benefits of hospital accident plan, or HAP , insurance. This plan is arranged for you by First Citizens and underwritten by Federal Insurance Company, a Chubb company.
Guaranteed acceptance
There are no medical exams or health questions of any kind.
Cash benefit plan
Pay bills other insurance doesn't after a covered hospital stay.
It's your money
Use your cash benefits for any medical or non-medical expense.
Even with health insurance, you could be left with uncovered bills. If a covered accident puts you in the hospital, the daily cash benefits of HAP insurance could help you pay any bill, medical or otherwise.
Get the right level of coverage for your unique situation, whether it's an individual plan for you or one that covers the family.
Not only is your acceptance guaranteed, but you can also review your coverage for a full 60 days following enrollment, with a 100% money-back guarantee.
$657,000 for 365 days per occurrence
$328,500 for 365 days per occurrence
Emergency room treatment
$450 per occurrence
The many different kinds of policies available can loosely be categorized into two main categories: protection of property and protection of life.
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DisclosuresThis is an accident only policy and does not pay benefits for loss from sickness.
This information is a brief description of the important features of this insurance plan, not an insurance contract. Actual coverage is subject to the language of the policy including applicable exclusions and limitations, and may not be available in all jurisdictions.
Insurance product offered by Franklin Madison Group, LLC . For California residents: Insurance product offered by Franklin Madison Insurance Services, LLC . Underwritten by Federal Insurance Company.
Chubb is the marketing name used to refer to the subsidiaries of Chubb Limited providing insurance and related services. Insurance provided by Federal Insurance Company. All products may not be available in all states. This communication contains product summaries only. Coverage is subject to the language of the policies as actually issued. Chubb, PO Box 1600, Whitehouse Station, NJ 08889-1600.
Confinement benefits reduce by 50% at age 65, and reduce to 25% at age 75. The family plan protects your spouse and children at a percentage of your coverage amount.
Insurance products are not insured by the FDIC or any federal government agency and are not a deposit or other obligation of, or guaranteed by, any bank or bank affiliate.
Insurance products offered in California are offered by First Citizens Investor Services, Inc., d.b.a. FCIS Insurance Solutions, Agency #6001908.
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