Business Travel Insurance

Business travel insurance helps keep your employees protected when work takes them away from home

If your employees travel as part of their job, we can help you meet your duty of care obligations. We provide comprehensive business travel coverage and innovative digital solutions. From pre-travel training and advice, to handling complex medical and security emergencies, we’ll make sure you and your employees are in safe hands.

Feel secure knowing your employees are covered wherever they travel

Who it's for:

• Multinational corporations or companies with employees who regularly travel overseas
• Government agencies
• Non-profit organisations with employees, students or members living and working around the world
• Flexible workers and those working in remote locations
• Employees with specialist occupations such as crew members and offshore workers
• International assignees on long-term placement

What it covers:

• Care: With 24/7 emergency medical assistance, we can help your employees should they become sick or suffer with their mental health while travelling.
• Security: Our 24/7 security assistance helps keep employees safe through pre-travel guidance, emergency evacuation, and specialist risk assessments.
• Convenience: An employee thousands of miles from home loses their bag or has a flight cancelled. We can help through access to 24/7 helplines and a swift claims response.
• International healthcare expenses: Make sure hospital bills and other medical costs are covered for employees when they’re working in a foreign country.

Business travel programmes to protect your employees wherever you do business

Business Class Assistance

From pre-travel advice through to a dedicated worldwide 24/7 telephone service for medical and security assistance, our business travel clients are never more than a phone call away from expert help and advice.

Chubb Travel Smart

A handy smartphone app for travelling employees providing easy access to pre-travel advice and training, medical and security assistance, live location-based alerts and useful country information.

Online Visa Portal

Access and download real-time insurance documentation to support visa applications.

Chubb Claims Portal

Award-winning online portal to notify claims in a few simple steps.

We care about the financial security of employers and their workers

Global reach. Local expertise. Safe travel for everyone
Whether your business is big or small, takes you around the world or just around town, Chubb is there for you. Our breadth of experience lets us provide the guidance and service you need, whenever you need it, wherever you may be.

Partnership that’s personal
We work to understand your business and where you’re headed so we can be proactive about meeting your needs. We invest in getting to know you, your team, and your customers. The goal: to help you see ahead, be ahead, and stay ahead.

Creative problem-solving
Insurance isn’t one-size-fits-all – and neither is our approach. Our playbook is always evolving because we’re always helping clients avoid risk in smarter ways. That means we bring the latest thinking and a fresh perspective to solving your challenges.

Unmatched expertise and financial strength
We’ve served clients and partnered with leading organisations for more than 200 years. Our longevity, expertise, and financial strength are the bedrock of our business.

What is business travel insurance?

Business travel insurance is a specialist programme of cover for travelling employees and others travelling on behalf of your business. Unlike standard leisure travel insurance, business travel cover is tailored towards employees and includes increased limits, specialist 24/7 medical and security assistance, and sophisticated pre-travel guidance and risk assessments.

What does a business travel accident policy cover?

Your business travel insurance programme should be designed to cover the needs of specific employee groups, from short term travellers to international assignees. Typically cover would include:

• Medical expenses including for pandemics
• Access to immediate 24/7 medical and security assistance
• Lost business equipment, personal belongings, and money
• Disruption benefits including cancellation and curtailment
• Personal liability
• Replacement staff costs

Do I need travel insurance for a business trip?

In today’s changing risk landscape, specialist business travel insurance is crucial to helping ensure employee wellbeing and peace of mind. Talk to a specialist to help you design the most appropriate level of cover.

How is my business travel insurance quote calculated?

We only need estimated travel patterns to provide a quotation. We do not need specific trip or personal information or data. We can then arrange immediate cover for all business travellers under a group policy.

What happens if I need a VISA to travel?

In most cases, a VISA application would ask for evidence of appropriate travel insurance. A Chubb policy provides all the covers required for entry requirements and VISA applications around the world. Our online VISA portal enables you to access your policy documentation in real-time to support your VISA application.